When debts become unmanageable, the right attorney can help you take advantage of the procedures that exist to help people who are struggling financially. At Winograd and Schwartz, Attorneys at Law, P.C. in West New York, we use the bankruptcy process and other methods to relieve clients’ financial burdens and help them make a new start. Attorney Laraine Schwartz has more than 30 years of legal experience and can find effective solutions to the most difficult money problems. Whether Chapter 7 debt discharge is the best option or you’re looking to establish a Chapter 13 repayment plan, our firm will guide you toward a resolution that protects you and your family.
In some instances, debt problems are so serious that there is no reasonable opportunity for repayment, even under revised terms. Chapter 7 bankruptcy gives these debtors a chance to make a fresh financial start. If you are being harassed by creditors and believe this might be your best option for relief, our firm can explain the process, including:
From start to finish, we will make sure that you are treated with respect as we diligently pursue a resolution that relieves your debt burden.
Even just one temporary financial setback can make it very difficult to catch up with what you owe. Even if you’re earning an income now, the problems created by a medical problem, divorce or temporary job loss can continue to follow you unless you get help. Chapter 13 bankruptcy is often a good solution in such cases. During this process, collection efforts are stopped and our firm can help you create a fair plan that allows you to repay what you owe over a period from three to five years.
Used mostly by businesses, Chapter 11 bankruptcy enables a debtor to continue operations while reorganizing their financial obligations. Retaining the ability to earn revenue gives many companies the best chance to emerge from their difficulties. Combined with adjustments to existing financial agreements and internal changes, we can design a strategy that will give you the best chance to succeed now and in the future.
Winograd and Schwartz, Attorneys at Law, P.C. represents New Jersey clients in bankruptcy proceedings and other debt relief matters. Please call 201-770-9990 or contact us online to schedule an appointment at our West New York office. Our staff assists clients in Spanish and English.